El Ingeniero
Level 2 Member
So. When my son was born, somehow the hospital did not bill the insurance company for his stay. They billed me directly, for $3,000 plus. Well, to me that was just another signup bonus. So I signed up for another card, paid the bill with it, and sent in a claim to my insurance company for the amount.
Little did I know, that's not how it works.
How it works is that the hospital is going to have to submit a bill to the insurance company. On the correct (federal) form. Because they are outside the contracted period for submitting the claim, the insurance company will most likely deny the claim and the hospital will be obligated to pay me back in full.
But I paid with my Citi AA Plat business card, and got the 60K signup bonus. And the hospital is not going to cut me a check, they are probably going to push the money back onto the credit card.
Questions:
1. I could care less about the 3,000 plus points for the spend, but the signup bonus makes a difference to me. If the $$$ go back on the card, am I losing my signup bonus?
2. I'd be more than happy to close the Citi AA Biz Plat (the web site is a hot mess) if that would stop the money from going back onto the card, but would there be an issue with getting the signup bonus clawed back if I do that?
PS. If you wonder why our healthcare system is a mess, I'm sure the politicians helped make it worse, but insurance companies and hospitals are definitely the primary culprits.
Little did I know, that's not how it works.
How it works is that the hospital is going to have to submit a bill to the insurance company. On the correct (federal) form. Because they are outside the contracted period for submitting the claim, the insurance company will most likely deny the claim and the hospital will be obligated to pay me back in full.
But I paid with my Citi AA Plat business card, and got the 60K signup bonus. And the hospital is not going to cut me a check, they are probably going to push the money back onto the credit card.
Questions:
1. I could care less about the 3,000 plus points for the spend, but the signup bonus makes a difference to me. If the $$$ go back on the card, am I losing my signup bonus?
2. I'd be more than happy to close the Citi AA Biz Plat (the web site is a hot mess) if that would stop the money from going back onto the card, but would there be an issue with getting the signup bonus clawed back if I do that?
PS. If you wonder why our healthcare system is a mess, I'm sure the politicians helped make it worse, but insurance companies and hospitals are definitely the primary culprits.