thewally
Level 2 Member
Yesterday I received a pre-approval from FNBO for their no annual fee Amex. While the rewards aren't great I've never have a relationship with FNBO and a quick search shows they are known for frequent SP CLIs. As a bonus they're offering 0% APR for 12 months. I app'd and was given a $6k credit line. Does anybody know what type of spending patterns they like to see?