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Don’t get too excited if you see the Chase Black Star
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<p>[QUOTE="knick1959, post: 842792, member: 1415"]</p><p>It's been pretty quiet around here as of late. I debated with myself on paper and decided there isn't much of a down side in going for this. I do see the possibility of using her new Ink card (if approved) to replace my CSP card. Same fee, 3x instead of 2x on travel-related things (perhaps better on the Ink card). The only thing I lose is primary rental car insurance in the US. I don't really need to keep them both ... my CSP is around for insurance and UR transfer rights. Other than that, it might be a wasted hard pull. She is somehow down to 4, so no biggie there.</p><p></p><p>I re-read all of the text above and found the pertinent DOC article which didn't really clarify much for me. Except ... her offer had no first-year-then-after rate, but a single quoted variable rate. Which i took as a positive.</p><p></p><p>She was instantly approved with only a 6k CL, but that works for me. I'm currently booking some cash flights in Africa (where her AMEX PRG is not applicable) so I will wait for this to arrive and use that ... 3x plus it will help chip away at the 5k spend requirement.</p><p></p><p>Bottom line? Approved at 16/24 thanks to a black star offer (no new personal cards in the past 3-4 months tho). I am happily surprised.</p><p>[/QUOTE]</p>
[QUOTE="knick1959, post: 842792, member: 1415"] It's been pretty quiet around here as of late. I debated with myself on paper and decided there isn't much of a down side in going for this. I do see the possibility of using her new Ink card (if approved) to replace my CSP card. Same fee, 3x instead of 2x on travel-related things (perhaps better on the Ink card). The only thing I lose is primary rental car insurance in the US. I don't really need to keep them both ... my CSP is around for insurance and UR transfer rights. Other than that, it might be a wasted hard pull. She is somehow down to 4, so no biggie there. I re-read all of the text above and found the pertinent DOC article which didn't really clarify much for me. Except ... her offer had no first-year-then-after rate, but a single quoted variable rate. Which i took as a positive. She was instantly approved with only a 6k CL, but that works for me. I'm currently booking some cash flights in Africa (where her AMEX PRG is not applicable) so I will wait for this to arrive and use that ... 3x plus it will help chip away at the 5k spend requirement. Bottom line? Approved at 16/24 thanks to a black star offer (no new personal cards in the past 3-4 months tho). I am happily surprised. [/QUOTE]
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What is the greatest credit card of all time, with 2x on Dining and Travel? (from Chase)
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