If you're not eligible for the CSR, why not upgrade the CSP to the CSR? That's assuming you can use the $300 travel credit x2, for 2016 and 2017.I tried a few days ago and was put on hold for awhile but rep came back and said he couldn't waive the fee for me or find any offers. Called again today and got a sharper rep who offered all of the downgrade options but then came up with a $60 credit when I pressed. I'm happy to keep the card for net $35 while I figure out whether to transition to the Reserve or just stay put (I'm well above 5/24 and also I have 5 personal Chase cards which I believe I read elsewhere was a limit)
Here's the thought process - bit of a jumble .....If you're not eligible for the CSR, why not upgrade the CSP to the CSR? That's assuming you can use the $300 travel credit x2, for 2016 and 2017.
I figured it would be a cold day before I got approved, but I'm still holding out hope for my husband. The only thing you can assume is that things WILL change.Here's the thought process - bit of a jumble .....
I'm still hoping I'll go to a Chase branch and find out I'm preapproved. I tried once while on the road (no Chase branches in my area) with no luck - plan to try once more. But yes, I recognize then I'll be getting close to the end of the year which might make it harder for me to use the first $300 travel credit.
Another factor in the back of my head - since the rules are always changing, I don't think it is as safe to get CSR now via product change and assume in 18 months (when I'm past 5/24) I'll be able to get the bonus.