Chase Freedom - cash back?

[PVM]

Does the Chase Freedom no longer provide Ultimate Rewards? On Chase's website it says 5% cash back on select quarterly categories and 1% cash back everywhere else. I thought the Freedom used to give UR points. Is this no longer the case?

 

[ed1chandler]

It gives UR points, but without one of the premium cards (CSP, Ink) you're limited in your redemption options. You can, however, redeem for $.01 per UR, so they simplify in marketing by just saying x% back.

 

[Miles]

I use the Freedom card as a "parking place" for UR points when I have no Ink card open.

 

[PainCorp]

I use the Freedom card as a "parking place" for UR points when I have no Ink card open.

What about just upgrading an Ink Cash to Plus or Sapphire to CSP for a few months and then downgrading to be able to move them? Upgrade then downgrade within 60 days.

 

[TheBOSman]

I use the Freedom card as a "parking place" for UR points when I have no Ink card open.

I beat up the 5% category each quarter and it goes back in the sock drawer otherwise.

 

[f0xx]

What about just upgrading an Ink Cash to Plus or Sapphire to CSP for a few months and then downgrading to be able to move them? Upgrade then downgrade within 60 days.

I wasn't aware you could do this.
Non-AF to AF card then back again.

 

[PainCorp]

I wasn't aware you could do this.
Non-AF to AF card then back again.

You can downgrade the CSP to a regular Sapphire, so I assumed you could do it the other way. I know you can with Amex and Citi, both ways.

 

[Ryan U]

People in other forums have had trouble trying to downgrade the ink bold and plus to cash cards. I was going to try and downgrade after I got my annual fee, but they offered 10k points after $5k spend as a retention offer.

 

[PainCorp]

People in other forums have had trouble trying to downgrade the ink bold and plus to cash cards. I was going to try and downgrade after I got my annual fee, but they offered 10k points after $5k spend as a retention offer.

You can't downgrade a charge card to a credit card. You could do Plus to Cash/Classic, but not Bold.

 

[ElainePDX]

I was unaware you can downgrade from Bus to Pers card. Anyone actually do this?