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Can you handle getting detained?
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<p>[QUOTE="janetdoe, post: 502978, member: 1545"]</p><p>The crime most likely to be charged would be wire fraud.</p><p></p><p>Did you read the article I linked to? The facts were structurally similar... Millions of dollars of transactions, solely for the purpose of obtaining rebates, when the purchaser had reason to know that no rebates should be earned on the transactions, but the electronic systems issued the rebates erroneously. 2 years jail time.</p><p></p><p>Put on your legal thinking cap - how is the Chiu case substantially, legally, differentiable from spending $5 million a year on a cashback card, buying gift cards and other cash equivalents that are excluded by the T&C, and getting the cashback because the automated system fails to prevent it?</p><p></p><p>I think it's definitely arguable, and I would hope you could use some of the hundreds of thousands of dollars in rebates to hire a smart enough lawyer to argue your case. But the point is when the offense gets large enough, gets indecent enough, something that would normally be glossed over or ignored can be construed as 'a scheme to defraud'. The wire fraud statutes are written extremely broad to be a catchall when another law doesn't seem to apply. And these transactions (CC transactions, redeeming the rewards) are run over wires. <shrug></p><p></p><p>People HAVE gone to jail for exploiting an purchase rebate/rewards system for hundreds of thousands of dollars in the past few years. So to say it's 'impossible' is a bit optimistic.</p><p>[/QUOTE]</p>
[QUOTE="janetdoe, post: 502978, member: 1545"] The crime most likely to be charged would be wire fraud. Did you read the article I linked to? The facts were structurally similar... Millions of dollars of transactions, solely for the purpose of obtaining rebates, when the purchaser had reason to know that no rebates should be earned on the transactions, but the electronic systems issued the rebates erroneously. 2 years jail time. Put on your legal thinking cap - how is the Chiu case substantially, legally, differentiable from spending $5 million a year on a cashback card, buying gift cards and other cash equivalents that are excluded by the T&C, and getting the cashback because the automated system fails to prevent it? I think it's definitely arguable, and I would hope you could use some of the hundreds of thousands of dollars in rebates to hire a smart enough lawyer to argue your case. But the point is when the offense gets large enough, gets indecent enough, something that would normally be glossed over or ignored can be construed as 'a scheme to defraud'. The wire fraud statutes are written extremely broad to be a catchall when another law doesn't seem to apply. And these transactions (CC transactions, redeeming the rewards) are run over wires. <shrug> People HAVE gone to jail for exploiting an purchase rebate/rewards system for hundreds of thousands of dollars in the past few years. So to say it's 'impossible' is a bit optimistic. [/QUOTE]
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What is the greatest credit card of all time, with 2x on Dining and Travel? (from Chase)
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