Better Deal Than Citizen Bank’s Credit Card For Easy Cash Rewards

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chasingthepoints

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The other day, I wrote about a credit card ripe for abuse. It wasn’t scaleable and was maxed to $240 a year. You also had to be a checking account customer and a few other hoops to jump through.



There is a better deal if you know how to play the automated, small value transaction game. You would need to open a checking account with Discover Bank, and for every transaction of the following you would receive $.10 up to 100 transactions:

  • debit card purchase
  • online bill payment
  • check cleared
In total, you’d be able to earn $10 per month also up to $240 a year like Citizen’s Bank credit card. However, this being a checking account with Discover, I would expect a 1099-INT to be issued.

If it we were me, I would take the same page as MilesAbound, make all of your transactions with your utility company.

So if you did both Citizens Bank and Discover Bank, you could make an incredibly easy $480 a year per person.

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