I'm assuming people want to sleep safely at night. In my large city in the deep south, new 1-br apts go for $700-1100/mo in nice parts of town. Pool, gym, Scrabble, whatever. SPG, Marriot, and HH offer brand new rooms for $22-36/night via sustained MS, not signup offers, depending on the card. That's $660-1080/mo. Subtract the 4th or 5th night free, and it's significantly cheaper. As Platinum, Diamond or Gold Elite, you get upgraded to a suite. Free breakfast at 6, lunch at 10, free cable, internet, all utilities, daily maid service with partial laundry, microwave, refrigerator, all furniture, security, parking, nighttime snack, and liberal newspaper if you desire. An assisted living facility costs $2500/mo, and only adds free transportation locally and one more meal/day. So, just rack up enough points to carry you for several months in case the MS deals run out, and enjoy, right?