I just kind of heard about Avios that they might be quite useful so signed up for BA's Executive Club. I have heard that Chase BA and Iberia cards are not subject to 5/24 and that you can transfer Avios from Iberia to BA. Would it make sense to apply for both and try for about 100K combined or is that crazy?
My biggest problem is spend. I can't really spend 10 or 20 K$ that easily unless I take another cruise. I can do the math I guess. My only way to spend a lot is on travel and dining, but if I use CSR and get 3X points, then I get 60K UR. If you believe various valuations, UR are worth about a third more than Avios.
The mind whirls! If I buy "stuff" that wouldn't be bonus spend, it might make more sense, though I could use Barclay and at least get 2X. Just musing.
My biggest problem is spend. I can't really spend 10 or 20 K$ that easily unless I take another cruise. I can do the math I guess. My only way to spend a lot is on travel and dining, but if I use CSR and get 3X points, then I get 60K UR. If you believe various valuations, UR are worth about a third more than Avios.
The mind whirls! If I buy "stuff" that wouldn't be bonus spend, it might make more sense, though I could use Barclay and at least get 2X. Just musing.