At 2/24, time for Chase AOR

#1
Clearly I'm not paying attention, since I've been 2/24 since May and was 3/24 before that.

Thinking 2nd Freedom, IHG and maybe Business Marriott for a transfer to SPG.

I'd be glad of some advice.
 

knick1959

Level 2 Member
#2
Clearly I'm not paying attention, since I've been 2/24 since May and was 3/24 before that.

Thinking 2nd Freedom, IHG and maybe Business Marriott for a transfer to SPG.

I'd be glad of some advice.
As I was recently informed, IHG card is not subject to the 5/24 rule so, if anything, save that for last.
 
#4
You can get the Biz Marriott when you're over 5/24 and I wouldn't waste a pull on a Freedom. You can always PC to it.

Have a business? Chase Ink Preferred
Travel a lot domestically and have a SW hub? Get SW CP, but time it so points post early 2018
CSR or CSP if it's been 24 months since you received a bonus and if the card isn't currently open.
 

R.R.

Level 2 Member
#6
Have a business? Chase Ink Preferred
Travel a lot domestically and have a SW hub? Get SW CP, but time it so points post early 2018
CSR or CSP if it's been 24 months since you received a bonus and if the card isn't currently open.
Agreed. Once I'm under 5/24, my top priorities will be Ink and Sapphire.
 

projectx

Level 2 Member
#7
There have been a few reports too of people doing several cards quickly, i.e. AoR, and getting Chase shutdowns. So I'd space them out a bit rather than doing multiples.
+1 on this. Be careful. My wife is under 5/24 and it has changed our strategy on the Southwest CP.
 

currid7

Level 2 Member
#8
Agree with posts above, Marriot Biz and IHG are both exempt from 5/24, so wait. Ink Preferred, CSR (yes, some of us still don't have it!), any United cards, etc. You can always PC to a Freedom, so not sure if that should get a spot.
 
#9
I should have mentioned which Chase cards I presently have: Ink Bold ($21K CL), Ink Plus ($23.5K), Hyatt ($10K), Freedom ($4.5K).

Not sure I want another Ink, except for the signup bonus. I'm thinking a Sapphire, not 100% decided on which. For sure I will not need to pay for lounge access for next years trip (MSP-SEA-PEK-IST-BCN-JFK-MSP) since that will all be in J or F, so I am inclined towards a CSP, since I have no bonused restaurant spend. Biz Marriott after that, I suppose.

Should I reduce my CLs to free up total CL?
 
#10
I should have mentioned which Chase cards I presently have: Ink Bold ($21K CL), Ink Plus ($23.5K), Hyatt ($10K), Freedom ($4.5K).

Not sure I want another Ink, except for the signup bonus. I'm thinking a Sapphire, not 100% decided on which. For sure I will not need to pay for lounge access for next years trip (MSP-SEA-PEK-IST-BCN-JFK-MSP) since that will all be in J or F, so I am inclined towards a CSP, since I have no bonused restaurant spend. Biz Marriott after that, I suppose.

Should I reduce my CLs to free up total CL?
Do NOT reduce your credit limit with Chase. You may not get auto-approved but at least you'll have some leverage if you have to call. Otherwise, you may still have to move credit even if you reduce the limit.
 
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