my 80 yr old father in law was "invited" to USBank this week where he sat through a mind-numbing 2 hr presentation on a "great new program" called the Family Legacy Plan (single premium universal life insurance) a Great-West Financial plan. I am inherently distrustful of commercial banks, and highly skeptical of anything geared toward their "helping" seniors "protect" their money. I copied the brochure and can attach additional (4) pages if anyone cares to see more than the intro page (see below). I appreciate any feedback or prudent questions to ask as the only thing I know about such plans is to BE WARY!!