401k

  1. E

    Retirement Planning and Converting to Roth IRA

    So for the goal of early retirement, what is the best allocation for savings/investments. If I'm maxing out my IRAs, and also contributing as much as I am allowed to the 401(a) through my employer, is the next best pool to fill up my HSA? (It seems like it is for tax-reduction purposes). My...
  2. heavenlyjane

    Better to pay down mortgage or 401K loan?

    We have a spare $1000 at the end of each month. I am comfortable with our existing financial cushion and would like to use this windfall to pay down our final two debts. Is it better to pay down a 401K loan, which has 3 years of payments left in it? Or to make an extra payment to our mortgage...
  3. Matt

    Payroll in Xero with a Solo 401(k)

    From a tax perspective, a Solo 401(k) AKA Individual 401(k) is one of the most attractive retirement solutions for solopreneurs. The Solo 401(k) also allows you to cover your spouse, if you have other employees though, you have to consider other options, such as a more traditional 401(k)...
  4. Matt

    Retirement Plans for Resellers

    There's been a lot of talk recently about different plan options for small business, particularly from the reselling crowd, so here's a quick and dirty post on what you can, can't and should, or should not do. I'm going to broadly generalize and judge because that's the way I roll in such...
  5. S

    Solo 401k (as part of my resale business)?

    I set up an S-Corp/LLC to manage my resale business and to accept designation of other significant income. The resale business is going rather well and the other significant income is .. well .. significant. I am over 50. And talking with my accounting, I believe I can contribute up to $56k to a...
  6. M

    Rollover/Transfer 401k without quitting

    So I messed up terribly last year and when I switched jobs I rolled over my 401k from my relatively low fee merryl lynch fund to my new company's 401k John Hancock fund which the fees are astronomical (I mean lowest is index 500 and is 1.3% astronomical). Is there anything I can do in this...
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