Hi I was just approved for a Barclaycard Arrival+ as my very first credit card but depending on whether or not i can downgrade to the no AF rewards MasterCard(I've seen mixed DP on being able to do so after last year or so), I probably won't keep it after a year. I need something that will stay with me forever to increase my Age of account seeing as I have such a limited credit history.
Considering the 5/24 rule... I plan to either go for a CSP or a Chase freedom next month. I do plan to get both sometime, and downgrade the CSP to a second Freedom (also mixed DP on being able to so recently). Is the freedom worth the hassle with the 5x rotating UR rewards or should I just skip my double Freedom plan entirely? If I need to be redirected, thanks in advance for the help. Beginner but constantly reading on topics.
Considering the 5/24 rule... I plan to either go for a CSP or a Chase freedom next month. I do plan to get both sometime, and downgrade the CSP to a second Freedom (also mixed DP on being able to so recently). Is the freedom worth the hassle with the 5x rotating UR rewards or should I just skip my double Freedom plan entirely? If I need to be redirected, thanks in advance for the help. Beginner but constantly reading on topics.