Like The Miles Professor, I like to be as efficient as possible. I have a route that I follow. It looks complicated like the Tokyo subway map, but once you get into the groove it’s quite efficient. I make my bill payments as easy as possible for the clerks. I bring in the credit card to be paid, the remittance stub, and my debit card. On the stub, I fill out the payment amount and leave my phone number so it’s as fast as possible.
Today, I met a new clerk and was completely taken aback by how well I knew the system. As soon as she asked to see my ID and debit card I knew it was trouble. I gave her a Visa Buxx and passed her muster. This part was by accident, I had insufficient funds on the Visa Buxx and I asked if can I use a different debit card. She said OK and inspected the next card, which did not have my name. She told me I couldn’t use the card because of it.
For the next time, I’ll have to play down my knowledge and let her “do her job.”
While some cashiers would love the fact that you know the system and can help out, that has happened at my favorite store, but some cashiers like today don’t appreciate it. There’s no right or wrong answer, but you’ll need to play the cashier and see how they would react.
There’s a code that you can tell the Walmart cashier (I can’t remember off the top of my head on source) on how to handle your prepaid card loads that would help with the process. So you’ll need to see what type of cashier they are before you let them know how to reload your card. You might be stonewalled like I was if you know too much.