I finally used my Staples gift card I wrote about earlier. Purchasing their gift cards are practically useless except in store purchases because you can’t use them online. In order to use it for an online purchase, you have to step foot into the store and use their terminal connected to their site, and they Read More

The other day I applied for the following cards: Chase Ink Bold — did this with my SBS — small business specialist Citi Forward  US Bank Cash+ Discover — you’d need to play with this for the $200 cash back like what I did I was instantly approved for the Citi Forward and Discover with Read More

My friend approached me the other day to ask me what credit card to recommend. The categories I found out with the most spend: Dining out Groceries Department store shopping Transportation/Travel Perks: Cash back Travel Points that don’t expire Immediately, my first thought was Chase Sapphire Preferred because of the commuting costs and dining out and Read More

In light of the previous post on when to use cash or credit for gas, there are not too many times I use cash to pay for anything anymore. The only times that I do use in cash: Mom and Pop stores Hair cutter – I would love to pay by credit since I go Read More

Lately with the high gas prices and stations charging more for credit, it is time to look at when it is a good time to use pay with cash or not. Most of the gas station spreads between cash and credit is $.10 so that will be what I use for this analysis on 5% Read More

I spoke to someone else last Friday and she told me due to hurricane Sandy shipments were late and were expected to arrive this past Monday. There were reports that they were pulled from shelves as reported on other blogs. So I called Office Depot regarding the Vanilla Reloads and it is confirmed that it is Read More

I saw a deal the other day to purchase Office Max gift cards for 20% off on eBay from Gift Card Mall. This was a great deal, but they were only selling 2,000 cards. My original intention was to buy those cards and “upgrade” for a prepaid Visa/MasterCard. Why not? After all that’s 20% free Read More

In an earlier post, I discussed the idea of buying a Staples gift card through the Ultimate Rewards Mall and swapping for other gift cards. Today, during my lunch break I strolled into the Staples with gift card in hand ready to make the swap. I had picked out: $25 Amazon, $25 Barnes and Noble Read More

There are 5 flavors of American Express prepaid cards: Serve Serve Deal here — Load $25 get $25 back Bluebird Target Campus Edition First load can potentially receive $10 free Pass Of the above 5, I have enrolled in 3: Serve, Bluebird, and Campus Edition.   I signed up the Serve this morning when I Read More