I am so glad that I was able to apply for the US Bank Cash+ card online in November 2012 because today, it is an in branch offer only.
Therefore, this post is for those that have access to a US Bank branch to apply for the Cash+ card. Unfortunately, this card has devalued a bit since being introduced.
Originally, the 5% was unlimited per quarter as was the redeeming $100 cash back and receive $25 back. In addition to that generosity, if you had a checking account with US Bank you would earn a bonus.
Today, the choices for the rotating categories are capped at $2000 per quarter, better than the Chase Freedom or Discover, and you would receive only one $25 gift card for $100 redemption per year.
- 2% Categories
- Gas Stations
- Grocery Stores
- Drug Stores
- 5% Categories
- Sporting Good Stores
- Cell Phone
- Department Stores
- Electronic Stores
- Fast Food
- Furniture Stores
- Car Rental
- Movie Theaters
You could potentially earn $100 back every quarter if you participate in manufactured spending with Kiva loans and choosing the Charity category.
If you are like me and manufacture spend at Barnes and Noble with the American Express Campus Edition, you could earn 5% from the bookstores category.
By the end of the year, you could receive $425 in cash back, more than Chase or Discover and you would need to play by their categories.
The above might not be the most compelling argument to sign up for the card, but those are why I would sign up for it. This card is part of my huge plan to manufacture $25,000 in one year. It will contribute $8,000 towards the $25,000.