It has been 91 days since my last set of credit card applications, and there are not any credit cards that really entice me to apply.
The cards that I currently possess:
- American Express Hilton – $0 Annual Fee
- American Express Starwood Preferred Guest – $65 Annual Fee
- Barclay’s US Airways – $89 Annual Fee
- Chase Amazon Visa – $0 Annual Fee
- Chase Freedom Visa – $0 Annual Fee
- Chase Freedom Mastercard – $0 Annual Fee
- Chase Sapphire Preferred – $95 Annual Fee
- Chase Ink Bold – $95 Annual Fee
- Discover It – $0 Annual Fee (previously, Discover More, but I called to upgrade)
- Citi Forward – $0 Annual Fee
- Citi Platinum Select Visa AAdvantage – $95 Annual Fee
- US Bank Cash+ – $0 Annual Fee
I plan on keeping all the cards and paying the annual fee:
- US Airways for the annual 10,000 miles
- Sapphire Preferred for the travel and dining bonus
- Ink Bold for the office supply, telecom, and gas bonus
- Citi Platinum Select Visa to call the retention department and see what they have to offer me
- American Express Starwood for all the transfer partners
If I were to open any cards in the near future it may be these three:
- US Bank Flexperks
- Citi Thank You Premier
- Chase Hyatt
Why would I want those cards?
- Flexperks for the spending bonus and to see what the rates would be like to exchange gift cards with PlasticJungle
- Thank You Premier because I would switch back to the Citi Forward for the book store category instead of the Cash+ after the latest change
- Hyatt for the Platinum status
If I do decide to apply to any cards, I’ll be sure to write about it.
