If there is one piece of advice I could offer you, it is to wear sunscreen.
If there is a second piece of advice I could offer you, get a 2% cashback card.
There has been a fair amount of digital ink spilled (borrowing a term from my friend Shawn), over the best everyday card. In fact, the reason for this post was primarily spurred by Freequent Flyer. But he’s not the only one. In fact Miles to Memories (note, there is no malware, just a rogue ad, so fear not by clicking the link), writes about the best card to use. Of course, he (Shawn) has more fish to fry than I.
The fact remains, unless you are the biggest of travel hackers, in which case I mean, churning credit cards, (even Chase), you are probably best having an easy to use 2% cashback card, because, cash can often be king. For example, you could have the Citi Double Cash:
Or, the Fidelity American Express (which I call Fido):
Each of the two provide 2% cashback without an annual fee. This should be your lowest common denominator of a credit card. For those of you that are married, and have spouses that may not be crazy mile and point collectors, one of these cards is the one you give them and say: Use. These are the cards you use when you don’t know of a better card. If you’re not in a Staples (Ink), Target (RedBird), a Grocery Store (Old Blue Cash, Wells Fargo, AMEX Everyday), or a Gas Station (refer previous grouping), this is the card you use.
So I leave you with this: Always have a reliable 2% cashback card. It will never do you wrong.
Which 2% card do you keep in your wallet?