SPIRIT OF $76: Capital One 360 is offering some very good account opening bonuses as part of its Independence Day promotion. Through July 3 only, you can get:
- $76 for opening a savings account
- $100 for opening a checking account
- $176 for opening a Sharebuilder account with $5,000 or more
- $576 for opening a Sharebuilder IRA account with $100,000 ($376 for $50K, $276 for $25K)
You can also get up to $76 for referring two friends as well, and according to CapOne your friends will get the bonus too. If anybody would like to be my friend and support your favorite website, you can use my referral link to open your account.
RIP, LUCRATIVE CREDIT CARD OFFERS: The bonus gods giveth, and they taketh away, as some quality financial products are no longer with us, at least for the time being. As mentioned last week, the Lufthansa offer has been nerfed from 50,000 to 35000 miles. If you did get in on the action, Million Mile Secrets has 18 ways you can use those miles.
What’s worse, the B of A Hawaiian Airlines cards–previously the best way to amass several hundred thousand HHonors points in a hurry, as my wife and I did last fall in preparation for our family vacation–are gone as well. Presumably there will be a HA re-launch at some point, but for now you’re out of luck. And the B of A Alaska Airlines debit card, one of the few remaining miles-earning debit cards? Gone.
The lesson, as always, is to get while the getting’s good.
OFFICE DEPOT UPDATE: Two Office Depot items of note. First, via Slickdeals, you can get a free book of stamps with a $75 purchase with this coupon. I checked the fine print and didn’t see any verbiage saying gift card purchases don’t count, but who knows. (UPDATE: Frequent Miler reports success with gift cards, AND there’s an additional $20 off $200 for Discover card holders, see the link for more.) Second, Office Depot has a new rewards program, and from what I can tell you get 10% back on your purchases… assuming you were going to puchase ink, toner, or paper.
If you spend more than $200 in a quarter, you get elevated to “Choice Member Status”, which means you get to pick 5 categories of your choice in which to get 10% rewards. Unfortunately, you need to be a Choice Member to see what categories you can pick, so that’s all the information I can give you right now.
There are often great deals when a loyalty program is launched, on account of promotions as well as unanticipated loopholes, so if you have an Office Depot near you, you might want to sign up.
Another UPDATE: Reader Chris kindly posted the categories in the comments. Here they are:
Bags & Travel
Binders & Laminating Items
Calendars & Forms
Cameras & Camcorders
Chairs & Chair Mats
Cleaning & Personal Care
Filing & Accessories
Mailing & Shipping
Portable Audio & Video
Printers, Copiers & Fax
Security & Cash Handling
Software & Books
Stationery & Gifts
Tech Depot Services
Writing & Drafting