An ESCO is an Energy Service Company. These are businesses that Supply your home with Energy. There is a lot of confusion when it comes to understanding the role of an ESCO, which I hope to address in this post. Firstly, your energy bill comes in two parts, Supply and Delivery and by changing your […]
Archives for April 2013
Why you need to learn how to use a pen and paper to be in control of your finances
I’m a big proponent of using online tools from firms like Mint and Personal Capital to help track your finances, I also use elaborate spreadsheets to keep track of my budgets and cash allocations. For taxes, I love the organizers that make our lives simple from places like H&R Block and TurboTax, plug in your […]
An Introduction to ROTH IRAs
Individual Retirement Accounts (IRAs) come in two forms, they are either called a Traditional IRA or a Roth IRA. Both of these have annual salary cap restrictions, which change each year and are different based upon your filing status. They operate on a Phase Out system, as follows: Roth IRA Salary Limits 2014 Traditional IRA […]