Potentially Lucrative Cathay Pacific Asia Miles Transfer Deal

Hat Tip to Loyalty Lobby for spotting this one

Depending on the way you transfer points into your Cathay Pacific Asia Miles account you could earn a bonus with a minimum varying percentage of 10 up to 16.67 back


Mile Minimum Bonus %
6000 600 10
30000 4000 13.33
70000 10000 14.29
150000 25000 16.67


The Terms and Conditions below are a little hazy. Loyalty Lobby thinks that transferring points from hotel programs would count towards the bonus. I can’t tell about the hotel programs, but it looks like point transfers from Starwood Preferred Guest counts. Stacking the SPG bonus could be like the last American Airlines promo where you can double dip SPG’s 20k:25k transfer.

Asiamiles_hilton Asiamiles_hyatt Asiamiles_marriott Asiamiles_SPG

Part of the T&C also says “Finance categories” are eligible for earning miles. They specifically exclude American Express Membership Reward transfers. However, it doesn’t say anything about Citibank’s transfer.

It is a little confusing because it conflicts between what’s eligible and what’s not eligible.


Here are the terms and conditions:

Mega Miles Giveaway 2014 – Terms and Conditions

  • The promotion period is from 15 September to 31 October 2014 (Hong Kong time zone GMT +8), both dates inclusive (“Promotion Period”).

  • Members must register on the promotion website and earn regular miles (“Eligible Miles”) during the promotion period in order to earn bonus miles. All Eligible Miles should be earned in our 8 non-airline categories: Finance & Insurance, Hotels, Telecoms, Cars & Transport, Retail, Dining & Banquets, Travel & Leisure and Professional Services. The activity date shown on your Asia Miles or Marco Polo Clubmonthly statement must fall between 15 September and 31 October 2014 and the miles must have been credited to members’ accounts on or before 12 December 2014. The crediting period for earned miles varies among partners.

  • Eligible Miles refer to the regular miles earned in the non-airline categories mentioned in Clause 2 which include:

    • For the Finance category: the regular miles (excluding bonus miles) directly earned with American Express Cathay Pacific Credit Card, RBC® Cathay Pacific Visa‡ Platinum Card and Bank of Communications Asia Miles Credit Card; and miles converted from designated credit cards bank points with the regular conversion rate.
    • For the Insurance, Hotels, Telecoms, Cars & Transport, Retail, Dining & Banquets, Travel & Leisure and Professional Services categories: Only the miles earned by spending or point conversion via any non-airline partners.
  • Miles earned during the promotion period that are NOT considered as Eligible Milesinclude:

    • All bonus and extra miles offered by partners during this promotion period will not be counted towards the bonus miles in this promotion.
    • For the Finance category:
      • the miles converted from Membership Rewards points from American Express Cardmember accounts;
      • miles earned via American Express Cathay Pacific Corporate Card;
      • miles earned via welcome offer and promotions (including points conversion promotions);
      • any miles earned from other banking products within the Finance category
    • Miles earned by spending at Asia Miles iShop, miles given in partners’ lucky draw promotions; and miles converted via points.com.
  • Eligible Miles earned during the promotion period will be accumulated and used to determine the entitled amount of bonus miles according to the table below:

  • Each member can only register and participate once. The four bonus miles tiers are mutually exclusive and each member is only entitled to bonus miles in one tier. Maximum 25,000 bonus miles can be earned per Asia Miles member. Corporate Asia Miles members are not eligible to participate in this promotion.

  • The bonus miles will be credited to membership accounts within 8-10 weeks after the end of promotion.

  • Asia Miles Limited reserves the right to alter or terminate the promotion and amend the terms and conditions at any time without prior notice.

  • All matters or disputes will be subject to the final decision of Asia Miles Limited.

  • Other Asia Miles terms and conditions apply.



Follow Up To American Airlines Penny Deal

This is a follow up post to answer all the questions that I’ve received either over email or in the comments:

  • I only have the Citi Platinum AAdvantage card
  • It showed up after logging into the AAdvantage portal
  • Here’s some of the breakdown to the math:
    • You need the Old American Express Blue card for 5% back
    • If you can time it right, you can do $1000 on Evolve and saves you on a little bit of the fees
    • If you don’t use Evolve, you’d still need the 5% back and find a way to pay off the original card that paid for the gift card then take the proceeds to pay the American Express card
  • Stating the obvious: the vendor awards points for gift card purchases
  • Checked today, 9/15/2014, and it appears to be over as it has returned back to the normal rate
    • That being said, keep this in mind for the next deal



Current Promo Allows You To Buy American Airline Miles Near A Penny

Seeing that opportunities to gift card churn in your underwear days are limited, I will not be posting too many details about this offer. This post is more an alert that it is available and the corresponding math follows at the bottom of this post.

If you’ve been a reader of Chasing The Points for a while, I believe you will be able to figure out how to get this deal as well.

Currently, there is a very lucrative miles promotion with American Airlines on the AAdvantage mall where you are able to purchase gift cards and earn the miles. It appears that this offer is only available to Citibank American Airlines cardholders, but you do not need to pay with the Citibank card.

Also note, there are other portals offering the increase in rewards, not just American Airlines (the math doesn’t work out the same)

All that being said – there is potential to have a cost of $.01029/ AA mile or if you wanted to $.01123/(AA mile + some 1x card)


Infographic: Distance Based Frequent Flier Program Fun Facts

With the build out the Chasing Mall Points tools (currently still in beta), I have been looking at the tables and here’s a few facts about distance based programs that has been loaded (Qatar Airways, Cathay Pacific Airways, LAN, Malaysia Airlines, British Airways, Japan Airlines, All Nippon Airways, Asiana Airlines, and Virgin Australia):

[click to continue…]

New Online Portals Surfacing

Has anyone noticed all the new online portals popping up lately? The other week, Virgin America brought out a mall as well. They are offering 500 miles on your first purchase until September 30.



Today, I received an email from Jetblue launching their Trueblue mall:


The latest malls have not been using Cartera, but a company called Collinson Latitude which seems to be part of points.com




Outside of these two airlines, I know of the following that are using/used this platform:

  • Amtrak
  • Avianca Lifemiles (discontinued)


Due to the nature of the new malls and run by a different company, old practices of points not being awarded for gift card purchases may or may not work with Collinson Latitude/Points.com

Free Money At Staples For Using Your Bank Of America Card

I love Bank Of America’s BankAmeriDeals – it’s like American Express Sync and Discover’s Extras. When you use your credit card, the card issuer will reimburse you a certain amount of money for spending a specified value.

Today, I received an email from Bank Of America for our favorite office supply store, Staples. Receive 10% back when you spend up to $125. That means, you’ll receive $12.5 back and would recoup all fees associated with any prepaid cards you purchase. For me, I plan on buying gas gift cards for the 10% back.


Wall Street Journal: Ebates Bought Out By Rakuten

If my memory serves me correctly, BigCrumbs.com introduced a program called CrumbShares last year and it meant that if you earned cash back through BigCrumbs you’d be earning a piece of equity in the company.


What Are CrumbShares?

Each time you earn cash back through BigCrumbs, you’ll also earn an equivalent number of CrumbShares. For instance, when you earn $10 in cash back, you’ll also receive 10 CrumbShares.

Additionally, you will receive a number of CrumbShares equivalent to 10% of the cash back earned by your direct referrals. For example, when your referral earns $20 in cash back, you will earn 2 CrumbShares in addition to any referral commissions.




Hindsight 20/20 and it makes sense why they rolled out the program because I believe they were approached to be bought out as Rakuten has purchased Ebates

The Wall Street Journal published:

TOKYO—Japan’s biggest online shopping mall, Rakuten Inc., has reached a basic agreement to buy U.S. cashback-shopping website operator Ebates for about ¥100 billion ($952 million) to better access U.S. consumers and grow abroad, a person familiar with the matter said Sunday.


Rakuten is facing competition in their home country and was seeking to expand its market and Ebates fell into their realm. What’s also interesting is that Rakuten also has an affiliate program, it will be very interesting to see what happens with the cashback links on Ebates as well as the rates. Extrapolating from that, we may need to revisit Ebates in the future when we manufacture spend and gift card churn online.



Limited Opportunity For Manufactured Spending Fee Free

I’ve discussed a couple of times about paying tuition here and here. I just stumbled upon an opportunity that just wow’ed me because of the generous policies:


Cardholders may request a refund of  outstanding balances. Upon submission of the  Action Form, remaining balances will be refunded. Refund checks will only be issued at the end of semester unless the cardholder submits proof of withdrawal from school from the Registrar.

I’ve redacted the card name as I plan to describe in further detail in either in a password protected post or as a new thread in the Forum. I haven’t decided on the medium yet. EDIT: I’ve decided to continue with this thread in the Forum

As you can see on the billing information, they will only accept Visa or MasterCard.


Receipt for the $25 card:


card_receiptConsidering I have to pay a 2.5% ‘convenience’ fee of paying with a credit card for tuition I would have expected a fee as well.

Add it all together, fee free and an incredibly generous return policy, this opportunity is easy to take advantage. Submit charges throughout the semester and then at the end of the semester request a refund. Rinse, repeat, recycle while in school and how about some fee free manufactured spending?