Since we now have a preliminary Congressional Budget Office report on the effects of the American Health Care Act, the Republican replacement for the Affordable Care Act, this se..
Today I’m introducing a new feature I’m very excited about. It’s extremely common in financial journalism and even in popular culture to see vague references to “how things work”..
I’ve written a series of posts about my preferred metric for evaluating hotel loyalty programs, which I call imputed redemption values. This is a straightforward metric that tell..
Over the last year or so, I’ve read 20-30 books on investing, including short handbooks like The Index Card and somewhat more technical volumes like Jack Bogle’s Common Sense on ..
There is a periodically-fashionable argument in the United States that a key obstacle to economic growth is the “double-taxation” of corporate earnings: once at the corporate lev..
Late last week there was a widely-publicized deal allowing you to earn 150 Avios per dollar spent at Match.com (with follow-up here). I had an exchange on Twitter with Ralph at
I’ve heard a lot of talk lately about the issue of investors and investment advisors who claim to be investing “passively” but are really just actively managing low-cost index fu..
Some friends recently told me that since the latest changes to Hilton Honors went into effect they’d seen prices go down at some properties where they had existing reservations. I
Some people like luxury European automobiles, high-end kitchen ranges, and very old wine. As far as I can tell, these things are all outstanding, but they have one thing in common:
When an affiliate blogger is trying to sell you a credit card that allows you to redeem bank points against a travel purchase, they sometimes pull this fairly ingenious, if
I am working on a project for my beloved readers that has quickly spiraled out of control and is taking me much more time to complete than even I had contemplated.
A current fad in the world of personal finance and investing is so-called “tax-loss harvesting.” If you’re not familiar with the concept, tax-loss harvesting refers to the perfec..
Back in October, over at the Saverocity Observation Deck podcast Joe Cheung interviewed Noah from Money Metagame and they discussed a post Noah wrote last year asking the questio..
If there are two axioms that financial graybeards treat as indisputable, they are:
Americans don’t save enough money for retirement;
and the government needs to do more to encou..
There is a tendency in financial journalism to refer to a company’s market capitalization as what the company is “worth,” or its “value.” This tendency is most pronounced when pe..
There are lots of people who enjoy their jobs, who find that their jobs give their life meaning, or who think that wage labor is the natural order of the universe
In the last few months I’ve written a couple posts about booking award travel on Virgin America, with Alaska Airlines Mileage Plan miles and with HawaiianMiles, mentioning a few ..
Last week I wrote about the simple path anyone can follow in order to go to college for free (and explained why I think almost no one takes it).Some commenters objected
One of the most important things you can learn as you study finance and investing is that the markets do not care about you. This is, on the one hand, terrific news:
While the income tax code is packed full of adjustments and credits for “reservists, performing artists, and
fee-basis government officials” and those engaging in “domestic produ..
I was chatting yesterday with someone who has had a lot of success with Marriott recently, taking advantage of a number of opportunities that currently intersect due to the merger
Since this is the first bull market during which I’ve been invested in the stock market, it’s been interesting observing my emotions as US stocks have marched steadily higher. My..
This is a subject I’ve written about before on the Saverocity Forum, but now that I’ve got this whole finance blog I can share it with a bigger, smaller, or at